Conforming Loan Programs Conforming rates for loans under $417,000.
Program
Rates
Points
APR
30 yr fixed conforming
5.125
0.000
5.163
4.625
1.000
4.749
4.500
2.000
4.711
15 yr fixed conforming
4.750
0.000
4.815
4.375
1.000
4.591
4.000
2.000
4.365
3/1 ARM
6.000
0.000
4.010
5.375
1.000
3.948
30/5 yr fixed or 5/1 ARM
6.250
0.000
4.471
5.875
1.000
4.416
30/7 yr fixed or 7/1 ARM
6.500
0.000
4.961
6.125
1.000
4.857
10/1 ARM
Adjustable
5.875
0.000
3.836
5.500
1.000
3.889
Jumbo Loan
Programs Jumbo rates for loans over $417,000.
Program
Rates
Points
APR
30 yr fixed jumbo
7.375
0.000
7.397
15 yr fixed jumbo
7.250
0.000
7.285
3/1 jumbo ARM
7.125
0.000
4.463
5/1 jumbo ARM
7.250
0.000
5.015
7/1 jumbo ARM
10/1 jumbo ARM
Adjustable
6.500
0.000
3.869
APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.
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