Conforming Loan Programs Conforming rates for loans under $417,000.
Program
Rates
Points
APR
30 yr fixed conforming
4.875
0.000
4.926
4.375
1.000
4.510
4.250
2.000
4.471
15 yr fixed conforming
4.250
0.000
4.336
3.875
1.000
4.110
3.500
2.000
3.882
3/1 ARM
3.750
0.000
3.368
3.125
1.000
3.309
30/5 yr fixed or 5/1 ARM
3.750
0.000
3.439
3.375
1.000
3.388
30/7 yr fixed or 7/1 ARM
4.000
0.000
3.622
3.625
1.000
3.526
10/1 ARM
Adjustable
4.000
0.000
3.540
3.625
1.000
3.592
Jumbo Loan
Programs Jumbo rates for loans over $417,000.
Program
Rates
Points
APR
30 yr fixed jumbo
7.375
0.000
7.404
15 yr fixed jumbo
6.875
0.000
6.921
3/1 jumbo ARM
5/1 jumbo ARM
7/1 jumbo ARM
10/1 jumbo ARM
Adjustable
APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.
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